Module
How the sector works and its value chain
How fintechs break apart and reassemble the banking value chain across four core business models.
4 lessons • 600 XP available
Lessons
1
Unbundling the bank: how fintechs attack the value chain
+150 XPLearn how fintechs target specific pieces of the traditional banking value chain.
2
The four core models: payments, lending, neobanks, and embedded finance
+150 XPDistinguish payments, lending, neobanks, and embedded finance business models.
3
The licensing reality: why most fintechs rent a bank charter
+150 XPUnderstand why most fintechs rent a bank charter rather than own one.
4
Re-bundling and the super-app endgame
+150 XPSee how fintechs re-bundle services toward the super-app model.