Finance in banking
bank-specific finance: capital adequacy and Basel ratios, liquidity and funding, credit risk provisioning, and why a bank's own P&L and balance sheet read unlike any other company.
This block builds sector-specific financial fluency for banking professionals. You will move beyond generic corporate finance and learn how banks actually generate earnings, price risk, and satisfy regulators. The focus is on the mechanics unique to banking: net interest margin, capital adequacy, provisioning, liquidity coverage, and balance sheet structure. You will study the core financial logic applied to lending and deposit-taking institutions, master the calculations and benchmarks analysts and regulators use across US and European markets, and understand the regulatory frameworks and risk categories that shape bank behavior. By the end, you will read a bank's financial statements and supervisory disclosures with the same precision as a credit analyst or regulator, grounded in real worked examples.
Ce que vous allez maîtriser
- Calculate and interpret core bank metrics such as NIM, ROE, ROA, efficiency ratio, and CET1 ratio using real balance sheet data
- Benchmark a bank's performance and capital position against US and European industry norms
- Identify and explain the main financial risks banks face, including credit, market, liquidity, and interest rate risk
- Apply basic financial due-diligence checks to assess a bank's regulatory compliance and financial soundness